Umbrella insurance provides additional liability coverage beyond the limits of your existing policies, such as general liability or auto insurance. This type of insurance can be particularly valuable for career colleges, offering protection against large claims or lawsuits that exceed the coverage limits of standard policies. For example, if your college is found liable for a significant injury claim or property damage, umbrella insurance can cover the excess costs, safeguarding your institution’s financial stability. It’s important to assess your college’s risk exposure and determine if umbrella insurance is necessary to cover potential gaps in coverage. Having a reputable broker evaluate your existing policies and identify areas where extra protection might be beneficial is recommended. Umbrella insurance is a cost-effective way to enhance your college’s risk management strategy.

NACC has partnered with HUB Insurance to provide a one-stop shop for Commercial Insurance, Employee and Student Benefits, Group Retirement, Surety, and Personal Insurance.  To discuss your college’s unique needs, please complete the form found here: HUB Inquiry Form