Professional Liability Insurance: A Must for Instructors and Staff

Professional liability insurance, often referred to as errors and omissions (E&O) insurance, is crucial for career colleges to protect instructors and staff from claims of negligence, inadequate work, or failure to deliver promised services. In the education sector, lawsuits can arise from dissatisfied students or parents who believe the education provided did not meet expectations, or caused financial or professional harm. This type of insurance covers the cost of legal defense, settlements, and judgments, which can be substantial. Ensure that your college’s policy includes comprehensive coverage for all instructors and staff, including part-time or visiting lecturers, to safeguard against unique risks associated with education. Additionally, professional liability insurance can protect against claims related to content errors, defamation, or misrepresentation. Providing this insurance not only shields your college from potentially crippling legal battles but also offers peace of mind to your faculty and staff, fostering a secure and supportive work environment. It enhances your institution’s reputation as a responsible and professional education provider, which can be a strong selling point for attracting both talent and students. A well-structured policy ensures that everyone can focus on delivering quality education without the fear of legal repercussions.

NACC has partnered with HUB Insurance to provide a one-stop-shop for Commercial Insurance, Employee and Student Benefits, Group Retirement, Surety and Personal Insurance. To discuss your college’s unique needs please complete the form found here: HUB Inquiry Form