Aesthetics colleges require specialized insurance to address the unique risks associated with beauty and skincare training. Professional liability insurance, or malpractice insurance, is essential for covering claims related to negligence or adverse reactions resulting from treatments provided by students. General liability insurance is crucial for covering accidents on campus, such as slips and falls. Product liability insurance protects against claims arising from the use of faulty or harmful beauty products. Property insurance covers damage to equipment, such as treatment beds and skincare tools. Business interruption insurance is important for covering income loss if the college must close temporarily due to unforeseen events, such as fires or natural disasters. Tailoring insurance coverage to the specific needs of aesthetics training helps safeguard the college’s financial stability and maintain a safe learning environment. Regularly reviewing and updating policies ensures comprehensive protection against emerging risks and supports the college’s operational continuity.
NACC has partnered with HUB Insurance to provide a one-stop shop for Commercial Insurance, Employee and Student Benefits, Group Retirement, Surety, and Personal Insurance. To discuss your college’s unique needs, please complete the form found here: HUB Inquiry Form
