Liability insurance is fundamental for career colleges, safeguarding against various risks associated with educational operations. This insurance covers claims related to bodily injury, property damage, and personal injury that may occur on the premises. For example, if a student or visitor slips and falls, liability insurance helps cover medical expenses and legal fees. It also protects against claims of negligence, such as if a course or training fails to meet industry standards. Career colleges should assess their specific risks to determine the appropriate level of coverage. Factors to consider include the size of the institution, the number of students, and the type of programs offered. Regularly review and update your policy to adapt to changes in your institution’s operations or new risks. By securing comprehensive liability insurance, your college can operate confidently, knowing that financial protection is in place for unexpected incidents. This coverage is not just a legal necessity but a crucial component of a risk management strategy, helping to maintain a safe and secure learning environment for students, staff, and visitors alike.

NACC has partnered with HUB Insurance to provide a one-stop-shop for Commercial Insurance, Employee and Student Benefits, Group Retirement, Surety and Personal Insurance.  To discuss your college’s unique needs please complete the form found here: HUB Inquiry Form