If your college owns vehicles for student transport, field trips, or other purposes, it’s essential to have the right auto insurance coverage. Commercial auto insurance provides liability protection for accidents, damage, or injuries involving college-owned vehicles. This coverage differs from personal auto insurance and is required for any vehicle used for business purposes. Consider additional coverage options such as collision, comprehensive, and uninsured motorist insurance to protect against potential risks fully. Ensure all drivers are properly licensed, trained, and have clean driving records to minimize the risk of accidents and reduce insurance costs. Regularly maintain vehicles to ensure safety standards are met.
If employees are required to use their personal vehicles for college purposes, additional coverage such as Third Party Excess Liability and Non-Owned Automobile Insurance.
Properly insuring campus vehicles not only protects your college from financial loss but also ensures the safety of students, staff, and other road users.

NACC has partnered with HUB Insurance to provide a one-stop shop for Commercial Insurance, Employee and Student Benefits, Group Retirement, Surety, and Personal Insurance.  To discuss your college’s unique needs, please complete the form found here: HUB Inquiry Form