Workers’ Compensation: Protecting Your Staff and Your College

Workers’ compensation insurance is vital for career colleges in Canada, providing protection for employees who suffer work-related injuries or illnesses. This insurance, regulated provincially, covers medical expenses, rehabilitation costs, and lost wages due to workplace incidents. Each province has its own workers’ compensation board or commission, such as WorkSafeBC in British Columbia, WSIB in Ontario, or CNESST in Quebec, each with specific regulations and requirements.

Career colleges must register with their provincial workers’ compensation board and pay premiums based on payroll and industry classification. This coverage is mandatory for all employees, including administrative staff, instructors, and support personnel. Additionally, if your college involves students in work-integrated learning programs like co-op placements or internships, their coverage needs should be clarified with the local workers’ compensation board, as requirements can vary.

To ensure compliance and manage costs effectively, career colleges should regularly review their workers’ compensation policies and stay informed about regulatory changes. Implementing robust health and safety protocols, providing employee training, and maintaining a safe work environment are crucial practices. Understanding and adhering to provincial workers’ compensation requirements protects your college from legal liabilities and supports employee well-being.

NACC has partnered with HUB Insurance to provide a one-stop-shop for Commercial Insurance, Employee and Student Benefits, Group Retirement, Surety and Personal Insurance. To discuss your college’s unique needs please complete the form found here: HUB Inquiry Form